How to write a business plan correctly? We share recommendations, convenient methods, samples and calculations.

Business plan is the document from which implementation should begin. If you do not first calculate expenses and income, do not take into account demand and the presence of already operating competitors, you can waste your budget. In our article you will find a sample business plan with calculations and learn how to prepare it for yourself.

But when the development of a business plan for a small enterprise is needed specifically for investors, guarantors, and creditors, then the document must comply with the requirements of the Federal Small Business Support Fund. You can learn how to draw up a business plan in accordance with these requirements from, and we will look at the brief structure of the plan here.

Structure of a business plan from the Federal Small Business Support Fund:

If you follow all the recommendations of the Federal Fund for Support of Small Business, then it is quite difficult to draw up your own business plan. But there is another way to calculate the prospects of your project - using the SME Business Navigator.

How to write a business plan yourself

If you decide to open such a store, you will need to find the missing amount of 1.7 million rubles. Of course, you can take out a loan, especially since Business Navigator offers you to choose one of the partner banks. However, we must not forget that such interest-bearing borrowed funds increase the cost of the project and extend its payback period. You need to carefully weigh whether this is worth doing.

If you do not want to attract additional funds to the project, especially borrowed funds, then the navigator will prompt you to select the type of business based on the volume of investment. We go to the appropriate tab and see an extensive list of projects that you can start using only your own funds. All that remains is to select several areas that interest you and calculate their payback.

Now you know how to make a business plan with calculations for a small business in a specific situation. On the Internet you will find many more methods for writing and drawing up business plans, samples for different businesses (coffee shop, car service center, beauty salon, etc.). But remember - you need a business plan for your specific business, an individual one, and no one has ever written one for you. This video briefly and succinctly describes how to do this “on the fingers of a milling machine operator”:

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The starting point of a business is always an idea, an initial impulse and a desire to engage in income-generating activities. The question of which direction to choose, which business will go better, is best decided before opening your own individual entrepreneur, LLC or other legal status of the company.

Entrepreneurial people are not inclined to develop strategies on paper; those who are familiar with drawing up a proper business plan can be counted on one hand. But in vain, because it is this financial and economic instrument that helps to calculate possible errors in advance, before the start of active work.

Most people ignore the importance of developing an action plan, considering it unnecessary. However, we have to face situations when the owner of his own business is forced to prepare a business plan. An emergency “plan” is drawn up with ephemeral numbers that are far from reality, but attractive to investors or, for example, to the credit department of a bank.

An entrepreneur who decides to present his miracle project in this way will face, at best, a simple refusal, and at worst, a damaged reputation. Don't underestimate the potential of a real, well-thought-out business plan. In fact, it is needed not for investors, but for the entrepreneur himself, so as not to burn out in the very first months from the start of the business.

2. The procedure for developing a business plan for a small enterprise

If you put together all the goals for which this tool is created, then the basis of the plan is strategic planning. Yes, it is desirable, even mandatory when opening a business. On the other hand, planning in economics is a key point and the key to success.

Therefore, not only newcomers, but also companies that have been working for more than one year develop business plans. For what? To stay afloat. As a rule, in large, reputable companies, an entire department is involved in planning. Having ready-made figures for the company’s work over the past years, it is much easier to analyze and make plans than for pioneers.

So, let's try to explain where to start and how to finish. Let's agree that the business plan is used as a concept for doing business. This means that the following key points need to be worked out:

• - why the business is being created;
• – what is the result of expectations;
• – managerial potential;
• – flexibility of the model;
• – exposure to external factors;
• - financial stability;
• – competitiveness.

3. How to correctly draw up a business plan for a small enterprise

A company's business plan contains goals and plans for which time frames are established. There is no need to rush here, so as not to draw castles in the air. The tasks should be realistically achievable and at the same time a little ambitious.

It is important for potential investors to see the potential of the business and the results of the company’s activities if it has been operating for several years.

The more goals are achieved, the higher the reputation.

It is unnecessary to give specific dates of events in the plan, because you will have to attach schedules and a set of goals to them. Being behind the calendar will cause a negative impression.

For internal use, you can draw up more detailed schedules, and in the business plan you can simply highlight important stages.

Leave dates only where they can be accurately calculated.

Avoiding describing the main stages of business development altogether is not the best option. The reviewer will criticize the dummy plan; in the case of drawing up a development project solely as a personal reference book, the stage-by-stage implementation of goals will more clearly demonstrate the fidelity of the adopted strategy or reveal its shortcomings.

4. Example of a small business business plan

Below is a sample development plan for a small business in the service sector.

Paragraph 1.

The summary is an introductory paragraph; it is dedicated to those whom the company wishes to interest in order to receive additional funds for development.

It is recommended to write a summary after completing work on the entire plan. Why? Because in fact it sets out a summary of the intentions described in detail in each paragraph. The main role of a resume is to interest and encourage further reading.

Example.

This business plan presents a company for servicing office equipment “Epson Service Center”, hereinafter referred to as SC, with the aim of attracting investments of 1 million rubles, which will increase the list of services offered and expand the customer base.

SC is a developing company created by an individual entrepreneur, who is currently the sole and legal owner. Address for contacts: city, street, telephone.

Since the beginning of the business (2008), the entrepreneur regularly underwent training at Authorized Service Centers in Moscow and Novosibirsk.

For the repair of Epson office equipment, there are certificates confirming the level of qualifications, signed by the management of the Japanese company.

Previous work experience allows us to repair printers, scanners, faxes, monitors, plotters, copiers from leading manufacturers of office equipment.

A survey of market potential allows us to draw conclusions about the possibility of expanding the boundaries of activity.

There are no highly qualified specialists in city N; the nearest Epson service center is located 25 km from the city.

In addition, budgetary organizations and credit organizations do not have the opportunity to apply for equipment maintenance to a neighboring city, since it is located in another subject of the Russian Federation.

These organizations are forced to send equipment for maintenance to city A, located 450 km from city N... etc.

Point 2.

If you skip the “resume” item, open the business plan with the “goals and objectives of creating a business” item.

A consistent description of goals is given, where the main task is the benefit of your vigorous activity. It is clear that the owner expects profit; the consumer, on the contrary, is not ready to give away his savings just like that - he wants to see the benefit, the benefit for himself.

Usually, the main points are described here, if they were not previously indicated in the first paragraph, such as the legal form of the business, the availability of own funds, funds, human resources, marketing mix, and assessment of competitors.

Point 3.

Description of the proposed works and services.

The paragraph answers the questions:

• – what your company offers to consumers;
• – description of the list of services (product names);
• – target audience who is able to become interested in these services, works, goods;
• – why the range of services will arouse interest among a certain category of people;
• – why the target audience might be interested in a similar offer from other companies, etc.

Point 4.

Detailed marketing plan.

A marketing plan serves as a tool that determines where to sell. What is to be sold, where, how, why there; how to interest, how to sell, where to look for your consumer.

Market analysis based on marketing research in order to determine the demand for a business product, the ability of potential clients to pay for services, work, goods, and the price range of interests.

Point 5.

Market segment competition analysis.

It is necessary to assess the capabilities of rivals as fully as possible, identify obvious and hidden competitors, and consider options for protecting against the capture of the entire sales market.

Point 6.

Financial plan.

Companies planning to engage in the production of goods supplement the business plan with a “production plan” clause.

1. The financial plan reflects all likely expenses, for example:

• – business registration (in person or through a specialized company);
• – organization of the workplace (purchase of furniture, equipment),
• – rent of premises and equipment;
• – advertising company (ads, signboards, business cards);
• - employee training;
• – taxes;
• – purchase of consumables.

2. All income is taken into account.
It is advisable to be a real optimist: draw up a price list and calculate the amount of possible income.
3. Based on income and expenses, the profitability of the company and the payback period are calculated.
4. Calculation of economic risks.
5. Determination of sources of financing.

Point 7.

Development concept.

Business development plan: where it begins, vision of the business in the future.

5. Download business plans for small businesses for free

Planning and developing an economic concept is titanic work for the common man. There are plans designed for many small business models that are freely available. Any Internet user can download the finished plan. What audience are business plans intended for?

– your company has been firmly on its feet for a long time, nothing overshadows confidence in the future, there is no time to draw up plans, but investors, founders, and credit companies require a business plan;
– you are taking your first steps in the chosen market segment; understanding the nuances is long and difficult.

6. Conclusion

Entrepreneurship, even if it is small, requires knowledge of the basics of economics and tax legislation. The market mechanism operates according to a long-established supply-demand system. You can rely on luck, supernatural instinct, chance. Business loves a pragmatic approach and clear planning.

While enjoying the first profit, the main thing is not to miss the moment when the current costs of increasing the sales market begin to cover the income. An activity plan is created precisely to avoid fatal mistakes that lead to bankruptcy and the collapse of business. Calculate the risks with ready-made business plans, make a reliable investment that guarantees income.

Watch video: “The most successful small business in the world”

Most aspiring entrepreneurs have the desire to start their own business from scratch without financial investment. What kind of business can you open with minimal investment?, what small home business business ideas are relevant in 2019 and other answers to similar questions, read this article.

After all, I really want to open my own business, learn how to run it correctly, gather a friendly team and manage financial flows, developing the planned direction. Only the first obstacle that arises on this path ruins the plans.

A person is always clearly aware that the lack of start-up capital (initial investment) is a big problem, which becomes very difficult to solve. Sometimes it is not possible or borrow a decent amount from your friends.

And even all attempts to save up lead to the fact that money is spent on the most necessary things or on accidental problems. Realizing this, a feeling of deep disappointment sets in, but if you think rationally, then not everything is like that gloomy .

Even if you have money, you need to use it wisely, otherwise you can lose all your savings and savings. We wrote about this in the article - “”.

In fact there are business ideas without investment or so let's say business ideas from scratch , which will help you not only start making money, but will also allow you to save some money for your more global dream.

When looking through various business ideas with minimal investment, try to choose for yourself the one that will become the closest and most favorite thing for you.

It's important to understand that only a task that brings you pleasure does not cause fatigue, gives rise to a lot of new opportunities and gives a start to successful development.

So, from this article you will learn:

• What business to open, what to pay attention to at the creation stage and what kind of business you can start with minimal investment;
• How to open (where to start) your own business from scratch (without money) - necessary qualities + step-by-step guide to opening your own business;
• List of business ideas from scratch for beginners;
• Business ideas 2019 at home, small business ideas, etc.

How to open your own business from scratch: 15 ideas for small businesses without investment (with minimal investment)

1. How to choose a business idea: what to pay attention to before opening your own business ⚠

First, you need to understand yourself and determine how clearly you are able to meet the given parameters. Try to write them down on a piece of paper and, with a high degree of frankness, put pluses where the coincidence gives 100% . Based on this, it will become clear which areas will be vulnerable and you will have the opportunity to work in this direction.

1. Psychology

Any start- this is a huge effort associated with the expenditure of time, labor and nerves. Realize whether you are ready to sacrifice established family relationships, financial stability from the salary you receive, friendly contacts, personal connections for the sake of your own business.

After all, you will have to look not only for an office, personnel, delivery channels, and sales of products, but also to debug everything to automatic actions. In addition, it is important to work on your own resistance to stress. It is she who will allow you to take steps forward, not paying attention to prejudices.

2. Choosing a field of activity

Conduct a preliminary analysis of the area or town in which you plan to start your business. Find out, which direction is poorly developed, and where, on the contrary, there is very high competition. Define, do you have a real desire to work in it, achieve results and expect a profitable period.

An incorrectly selected area for you will lead to the fact that over time interest will fade, management will become mediocre, and the efforts invested will be in vain. In addition, it will be important to learn to understand all the nuances and exercise full control over specialists in order to understand the real state of affairs.

3. Start-up capital

As stated earlier, before how to make (create) your own business, you shouldn’t abandon your plans if you don’t have the required amount of money. Start small. Of course, this will lead to a lot of time, but it will allow you to start a small business without huge loans, high interest rates and urgent repayments.

It is worth understanding that it is very difficult to obtain, besides, a large amount of monthly payment will need to be taken from the profit received, and at the start, any business is not smooth. By the way, in one of the articles in our magazine you can read the article “”.

Moreover, do not attract the money that was postponed for children, for treatment, education, strategic goals. Try to be reasonable even when you are offered a large-scale business that “pays for itself” in 2 months or a franchise (we have already described it in a separate article). Such virtually profitable projects entail high costs and do not always meet the expectations of businessmen.

4. Purpose

Be honest with yourself about what end result you expect. Maybe this is an opportunity to get rich or a desire to manage people, but most likely an attempt to prove to others your abilities by becoming a successful entrepreneur. If you are driven by a specific goal of these three, then most likely it will lead to a negative result.

Business– this is a set of actions where it is important to invest yourself in the business, uniting goals. You must be initially confident of a successful result. Only a positively minded person is able to correctly perceive the situation, choosing the most optimal solutions.

5. Quality

Determine how willing you are to fight for the quality of your services or products. It is worth understanding that many modern entrepreneurs, in order to quickly return their invested capital, rely on quantity, not wanting to deal with the claims and complaints of the end consumer in the future.

That is why the buyer chooses the service that was provided to him in the best way. In this way, sales channels are developed, long-term partnerships are built and a positive reputation appears. Answer yourself sincerely, what is the quality of the product you are selling?

One of the myths of novice businessmen is that the easiest start will be if you have a significant amount of money. Seems that problems are so easily solved, positive results are achieved and the preparatory period is painless.

Actually it's not true. It is very easy to prepare many documents yourself; you just need to understand them. Moreover, there are various services for this.

💡You can always successfully register an enterprise, develop primary documentation, select premises, test staff, create minimal operating conditions, it will just take a little more effort in the absence of financial resources.

It is possible that to optimize the tax burden it will be easier to register or. We already wrote in our last issue how to do this, why offshores are needed, what offshore zones exist.

How to create and start your own business from scratch in 6 steps

2. How to start your own business from scratch and with virtually no investment of money - 6 simple steps, what is the best way to start a small business 📋

There are main areas of activity that make it possible to start your own business practically without attracting funds. It is enough to officially register your business activity. But even here you can save significantly if you register a company yourself.

Read more about registering your business in the following articles:

Firstly , providing services you can earn a lot of extra money. Your skill to knit, sew, cut, bake, do hair, makeup, manicure, massage, perseverance And affection for children will become the basis for their own development.

Secondly, This intermediary services. Sales skills play a decisive role here. The business is built on the purchase of products at reduced prices and their further sale taking into account profits.

Third sphere can I call yours successful knowledge of information. That is, conducting additional classes, tutoring, preparation for entrance exams and even help in writing term papers, provides additional income.

AND, fourthly, introduction to business partnerships. For example, your unique vision of the situation, awareness of ways to overcome the crisis for the organization, or making new significant proposals for the further development of the company, helping to create the planned business on a partnership basis.

To start your own business, it is important to take the first steps correctly. This path will be easier if you delve into all the moments yourself.

Step #1. Defining the idea

We look through and choose the direction that interests us. Be sure to determine what you are ultimately willing to provide to the consumer and what makes your offer unique.

Review the presence of nearby competitors and the level of free access to this market.

Step #2. We draw up a business plan

To carry out such work, experience is of course important, so try to find a person in your team who has the necessary skills and gradually, with an increase in the number of orders, comprehend all the nuances.

Modern technologies make it possible to select the highest quality materials, find exact colors and textures at affordable prices. This will save the customer money and create the right reputation for you. A job well done will become the basis for further cooperation.

Business idea No. 5. Baking cakes

This direction is widespread and pays off very profitably. Its difficulty lies in maintaining the required proportions of the recipe, the oven temperature and the cooking time of the dessert.

Important, the resulting product will be fluffy and tasty. This result can only be achieved with experience. Therefore, it’s worth trying to make baked goods for home events, as gifts for friends, or just for your own pleasure.

In addition, confectioners have recently begun to use mastic very actively in their own products. This material allows you to make beautiful cakes, pastries, cookies, and gives flight to your imagination. You can time your product to coincide with a specific day or upcoming event.

Business idea No. 5. Baking cakes

Yes, on discharge of the baby easy to mold booties, rattles, cap or even stork, A on a girl's birthday – basket of tulips, string of pearls, shape of your favorite car.

You can not only take the proposed options as a basis, but also come up with your own unique masterpieces. Each baked cake ready for delivery to the customer costs be sure to take a photo And post V photo album for the convenience of further discussion of the work.

Pick up 2-3 the most optimal recipe for yourself, determine the correct composition of ingredients through constant testing, and in the future baking will not cause you any difficulties.

Determine the price of your products based on the prices offered by your competitors. Many novice chefs offer to pay only for the work, and the customer provides the products himself.

Some business ideas with minimal investment are mentioned in this video -

Business idea No. 6. Realization (sale) of caviar

This direction also does not have any particular difficulties in its implementation; it is enough to simply organize the supply channel correctly. We know that the final cost of caviar is always very high, so it can be difficult to buy it for the holiday.

The point is that not every seller is able to bring high-quality goods, but we really want the money given to give us the opportunity to enjoy fresh, tasty caviar. So why not create an offer when there is such demand for it, especially since the product itself does not require special storage conditions.

Eg, you can analyze the average purchase price of goods based on prices offered on the Internet, then determine the places where caviar is sold. Think about how you will get there.

Taste the product by tasting each type. By taking a sample, you can agree in advance with sellers on channels for further delivery and discounts on the purchase of a batch. Offer the brought specimens to your family for testing, choosing the best optimal options. Determine for yourself packaging methods and containers that can later be made individual.

Disseminate sales information to acquaintances, relatives, colleagues on the main job. Don’t skimp on delivery, organize it yourself, working for a business first. As you gradually increase the number of orders, think about expanding your business.

In the summer, dried fish sells very well; it can be purchased at the same time.

Business idea No. 7. Vending business

These are special devices that carry out sales independently. Of course, it would be wrong to say that this direction can be started from scratch; it requires investments, but not as significant as it might seem at first glance.

The whole point is that a machine is purchased that is capable of dispensing products at the moment when the buyer puts money into it. It requires a small area for its placement and one electrical power point.

The ideal way to develop such a business requires registration of the status of an individual entrepreneur and an agreement for the installation of the device. You can service it yourself. It is enough to fill out the consumables, take the proceeds, leaving money for change. It's easy to sell this way coffee, candies, chips, peanut, videos.

Vending business with minimal investment - idea No. 7

You can study all the nuances of the work, analyze your own expenses, and determine your income using the method of calculations, as well as using information located on Internet sites. We wrote in more detail about what vending is, what types exist and where to start this business in our previous article.

There are special portals where discussions are held, current situations are sorted out, and advice is given by more experienced people who have organized a vending business.

Talk to them, determine what the difference is between the cost of such devices, what your monthly costs will be and where it is best to place the purchased equipment.

Business idea No. 8. Management of corporate events

Here you need to have organizational skills. It is only from the very beginning that it seems that it is easy for the presenter to communicate with the team without effort and labor. Actually required composure, coherence, self-confidence, skill draw attention to yourself and bring together the people who came to the event.

Your own business from scratch - business idea - organizing holidays and corporate events

Only with time comes experience that makes it possible to quickly navigate the situation, find easy solutions, and change the program in accordance with the wishes of the customer. There are a huge number of options for scenarios, songs, and ideas offered on the Internet; you just need to thoroughly think through the concept of the holiday itself, the time of its holding and the interest of each person.

Try organizing a family holiday for a start. 10 people. Determine its direction, properly prepare music, competitions, and attributes for them.

Try to take into account all the details and nuances. If there is a need to stage a fairy tale, think about it costumes, masks, even stage background. Write out the words of each participant in large letters and learn to create an atmosphere. As soon as you understand that there are no difficulties in communicating with the team, actively offer your services to customers.

Place advertisements on websites, in newspapers, magazines, create flyers and try to develop small booklets. You can create your own resource on the Internet, supplementing it not only with a description, but also with photographs taken.

It is also worth paying attention to the fact that your repertoire should be diverse . It happens, especially in small towns, that people attending events fall into the same scenario, and this negatively affects the general opinion.

Business idea No. 9. Fast food point

This is a direction that offers products of its own production for sale in points of greatest concentration of people. Such a business is relevant near schools, shopping centers, hospitals, and educational institutions. Its essence is that a menu is created, developed individually for a specific location.

This is how you can sell sandwiches, hot dogs, fried potatoes and even prepackaged salads in small, convenient containers. In addition to this assortment, tea, coffee, and juices are offered. This enterprise must be officially registered, receiving the status of an individual entrepreneur. Next, a premises is found that can meet the conditions for selling the products.

As a rule, if a business is registered as finishing shop, then the territory required is small, and the registration conditions are simplified. In addition, the dishes you sell may be plastic, and this reduces the cost of purchasing consumables, chemicals and fighting.

A fast food point does not require seating, long stays and involves the dispensing of freshly produced products. Shawarma, gyro, and pieces of meat in pita bread are now becoming especially popular. You will need fridge, Desktop, kettle, microwave and small showcase.

Business idea No. 10. Video channel on YouTube (YouTube)

This video hosting is now becoming the most popular on the Internet and allows you not only to view downloaded videos, but also to earn money from creating them. The scheme of operation is very simple.

For example, you create your own video, which is of particular relevance to the consumer, and post it by connecting to the advertising service’s affiliate program Google Adsense. Before viewing, a window pops up asking you to go to the advertiser’s website and each click made on the request is paid to you in monetary terms.

Now you need to complete 6 steps:

1. Create a Mailbox on the Gmail service
2. Register on Youtube
3. Organize your own channel in your account
4. We assign an original name that will reflect the direction of future activities
5. Shooting video using a camera
6. We post it on the created channel.

To connect to an affiliate program, several conditions must be met:

• First, confirm authorship and type at least 20 works.
• Secondly, each of them must have at least 1000 views.
• And thirdly, collect yourself 1000 subscribers.

Now we look at the number of visits and get the money we earned. You should not forget to constantly replenish the archive, creating ratings for yourself. With minimal calculations, the cost of 1 click on an advertisement gives you 4 cents; if you perform 1000 such movements, you earn 40 dollars.

This is no longer a bad start. Moreover, this direction does not require special investments.

You can read more about the profitability of this type of income in the article - “”.

This activity can be put on stream. Having recruited the appropriate staff, record videos, edit and upload videos on an ongoing basis.

If you constantly upload videos, your income will grow exponentially (provided that you record a training video, i.e. videos that will be constantly relevant and will always be interesting to watch)

Business idea No. 11. Real estate services

Recently, this type of work is increasingly being done without organizing an official status, registering an enterprise, working for oneself. The task is to select from the huge number of advertisements posted on online resources and in newspapers the most optimal options for premises that have a real cost and suitable conditions for the consumer.

Real estate services - your own business from scratch

To get started, you can try your hand at rental housing . If your city has several educational institutions and large organizations, then the need for temporary residence will always be there. View information, analyze new offers, negotiate with the owner for a convenient viewing time and place advertisements with your services in the same newspapers that you read yourself.

Constantly study sites, adding information about the selected options. You need communication from several operators, a notepad and the Internet. Even if you don’t have a personal car, public transport will help you get to any area of ​​the city.

It is important to be constantly in touch and actively respond to calls from apartment seekers. Next, a standard form of contract is developed that will be convenient for both parties and the cost of services is calculated.

In most cases, the bonus for a realtor's work is 50 % from renting premises. Later, you can consider options for finding buyers when selling or buying apartments.

It is legally determined that an intermediary may be present at the time of the transaction and registration of property rights, but does not affix any signatures. It is worth understanding that information about housing is updated daily, which is why you need to regularly analyze the market, monitor the movement of objects so that the data transmitted to the client is up-to-date.

Business idea No. 12. Equipment repair

This direction requires only the acquisition of the necessary tools and experience. Modern equipment tends to break down regularly, which is why repair shops are constantly overloaded. When accepting your order, they set a repair time of 2 weeks, and in most cases even a month.

Therefore, the provision of services by you will become in demand, especially if you can prove the quality of your own work. You can also carry out repairs at home, identifying a small room for this. The main thing is to set deadlines correctly, without forcing people to constantly seek your attention.

The ability to “resurrect” liquid crystal TV screen or microwave oven, “give a second life” refrigerator, iron, teapot, is paid very decently, and there will be no limit to gratitude for quality work done.

Business idea No. 13. Organizing dates

Another direction that is gaining relevance at the present time. The ability to make every meeting memorable will give you the chance to develop by offering new ideas. It’s worth initially thinking about what you will offer your client.

Perhaps it will be a romantic event with beautiful candles, classical music and roses, or an extreme visit that includes a parachute jump. Your task is not just to listen to wishes, but also to offer the best option, complementing it with your own ideas. Browse websites, take notes, study videos, try to add creativity.

Take photographs of the event you are creating and place these shots in your portfolio. Describe each of the invented directions for yourself, confirming it with phone numbers, current addresses and discount cards.

Calculate the cost of your services taking into account the proposed event. It is worth understanding that in this case the customer pays not only for your work, but also for the services of the main contractor.

Business idea No. 14. Food delivery

This type of business will be most suitable for those who know how to offer their services and cook delicious food. Here you need not only to find your future customers, but also to maintain constant contact with them.

The task is to create a small menu, make it more homey, and purchase a minimum set of products. Every day, delivering ready-made lunches, you collect applications for the next day, and then, by the deadline, you again begin delivering them to the specified addresses.

Business idea No. 15. Cargo transportation

This is a direction from the service sector. Having a truck at your disposal, you can place an ad and arrive at a convenient time for the customer to complete the agreed amount of work.

By the way, if you do not have a car for transporting goods, you can use the services of leasing companies to purchase a car on lease. We have already talked about the features of a leasing transaction for individuals and legal entities in one of the previous issues.

Try to find movers to help you who are ready to work on your terms. The payment system here is simple. Calculation is carried out either per floor or per number of hours worked.

TOP 15 business options at home. Current, new, popular home business ideas

4. Business ideas at home - 15 most popular types of home business 💰 🏠

Home-based businesses attract people of all ages. Isn't this the ideal job? You make your own work schedule and choose something you like. There are quite a lot of business ideas at home that require minimal investment.

We present here the most popular small (home) business ideas to choose those that are right for you.

Home business #1. Growing vegetables, fruits, flowers in greenhouses

There are two ways to organize such a business: produce greenhouses or grow your own vegetables, fruits or flowers. Any of the options is considered successful. Those who have a summer cottage enjoy cultivating their own land.

Food grown without the use of harmful chemicals, people will happy shopping all year round, and it is impossible to imagine a single holiday without flowers, because they are the decoration of any family celebration.

It is important to take care of the market for your products in advance and establish contacts with farmers' markets, grocery stores and flower shops.

Home business #2. Production of jams, pickles and marinades

Open your own sales production preserves, marmalade, confiture, pickled cucumbers, tomatoes or sauerkraut Maybe anyone familiar with cooking .

If you have a dacha, then investment in production at the initial stage will be minimal. You can make products in the kitchen from your own grown raw materials: berries, vegetables And fruit.

In a couple of years, as you expand your home-based business, you will be making good profits from your culinary skills. The profitability of making jam in the cold season is 30% , and in summer the figure decreases.

Important! At first, you can sell home-canned products to your friends.

Home business - making handmade soap at home for aspiring entrepreneurs

Home business #3. Soap making is a business that is suitable for beginner entrepreneurs

If you choose a business for yourself that requires not only strict calculations, but also creativity, then an interesting niche is this.

It is better to rent a room with an area of ​​40 m2 outside the city: this way you can save money. It can be divided using an internal partition. One part will be used as a place for making soap, and the second as a warehouse.

Having registered your business with the tax authorities, you can start working. You will need the following materials: soap base, carrier oils, ethers, dyes, fillers, fragrances; and special equipment will be required forms, scales And containers.

The technological process does not present any difficulties:

• grind and melt the base;
• add base oils;
• add dyes to the mixture;
• add abrasives and aromatic additives;
• grease the molds and pour the soap;
• extract finished products.

Packaging can be made with your own design, just like custom labels. All that remains is to sell the products you need in everyday life and calculate the profit. You can easily find buyers; in stores that sell handmade goods, they will gladly accept in-demand products for sale.

Important! High-quality scented soap with an original appearance will allow you to quickly find regular customers.

Home business #4. Making original jewelry from polymer clay

Today there is a lot of costume jewelry and decorations on the market that can be bought in almost any store. And girls really want to emphasize their individuality. You can help them do this using affordable polymer clay.

A person who makes jewelry from this material can realize various ideas: the occupation is very interesting and profitable. Children and teenagers will quickly become fans of the exclusive brand.

Home business #5. Fishing

For those living in rural areas, there are favorable conditions for fishing.

There are 2 ways to make money from this:

• grow and sell live fish;
• smoke or salt fish and sell homemade products.

This kind of fishing can become a profitable business if you approach it wisely. To breed fish, you need to rent a pond and purchase fry.

Other factors need to be taken into account, as live fish can spoil quickly . To prevent this from happening, it is necessary to establish a sales market.

Home business #6. Ostrich breeding

An ostrich farm is considered a profitable business: profitability exceeds 100% . Today, there are already about 300 farms in the Russian Federation, from which the owners receive live poultry, meat and eggs.

In addition, excursions are organized to the farms, which also brings in a decent income.

Home business #7. Making unusual paintings

It is not at all necessary to study at a university to become an artist in order to draw pictures. If you have dreamed of learning this all your life, then go for it. Professional artists and designers can be hired.

To make modular paintings to order, you will need computer, Printer And Consumables. They look great in a modern interior and are ideal for realizing space-themed fantasies.

Real works of art are created by the skilled hands of craftswomen engaged in bead embroidery. Shopping allows you to save money canvases, beads And schemes wholesale.

Oil painting– this is a job for real artists. An entrepreneur can learn to paint on canvas himself, but then he will need to take lessons.

Home business #8. Photo studio at home

If a businessman is engaged in photography himself, then he just needs to invite an assistant to work, and he can open his own business. Photo services to the public - This is a popular service. No celebration is complete without a photo as a keepsake.

Initially, you will need to rent a small space and high-quality equipment, which can be purchased through an online store to make the purchase cheaper. One family holiday can bring from 10.000 RUR.

If your beloved baby turns 1 year old, parents will want to capture this significant event. For newlyweds, a wedding means entering a new life, which is why they are so happy and want to preserve an extraordinary feeling, and, of course, high-quality photographs in an album can give them such memories.

Additionally, photo studios offer restoration, photo design, and photocopying services.

Home business #9. Selling boiled corn

Selling boiled corn is considered an attractive type of seasonal business. Many citizens do not mind having a snack on the street, especially when it comes to tasty and healthy food.

Investments in the business are minimal, but the income is excellent: boiled corn is 3 times the cost of raw materials.

Home business #9. Knitted items for sale

Home business idea - selling handmade knitted items

If a woman knows how to knit or crochet, then she can sell ready-made items if she wants.

Machine knitting - This is an excellent opportunity to quickly produce stylish and warm items of clothing. Thanks to the variety of designs, all products will be unique. Who doesn't want to dress differently from everyone else? Clients can be people of any age. If desired, knitting needles can be made to order. It’s better to buy a good knitting machine with advanced functionality.

A computer model opens up endless possibilities for creativity for the knitter. Various patterns will help decorate any author's work.

Knitting will bring financial profit if the entrepreneur there is a clearly defined goal and a desire to earn money.

Home business #10. Cottage cheese production

Fermented milk products must be consumed. Cottage cheese is a product that is easily digestible. It contains amino acids, calcium and phosphorus necessary for the body. To produce cottage cheese, you will need an equipped room and trained personnel.

The product is intended for sale to the public. In addition to regular cottage cheese, you can set up production cheesecakes, cakes, creams, pastes and cottage cheese with fillings. It is important to find reputable milk suppliers and establish contacts with stores to sell products.

Home business #11. Return of plastic bottles

Today, plastic successfully competes with glass as a material for packaging. But while people hand over glass bottles, plastic bottles are mostly simply thrown away or burned.

Discarded container- This is garbage of inorganic origin that does not decompose over time. And when plastic is burned, harmful substances are released that can cause cancer in humans.

If you organize the collection of plastic bottles and return the containers to a collection point, you can give used products a second life. The necessary things are again made from recycled material: buckets, basins, boxes, plastic bottles (food containers cannot be made from recycled materials).

Home business #12. Production of food for small pets

People who have animals must take care of their little brothers. A high-quality diet can increase the lifespan of rodents, aquarium fish and birds. This business is considered cost-effective , the main thing is that the feed complies with GOST. All ingredients for nutritional formulas are available.

Cereals with added dried fruits form the basis of nutrition for rodents and birds; and for fish - algae, fishmeal, proteins, fat, proteins, starch, plankton, insects.

Important! You can get truly high-quality and healthy food if you consult with a veterinarian: he will tell you what the correct ratio of individual components should be.

Home business #13. Milk production and sale

Highly profitable production requires capital investment. Consumers are willing to buy this popular product; demand for high-quality milk has increased.

Depending on what assortment the enterprise will have, equipment is purchased. This is the most significant expense item.

Home business #14. Production of semi-finished meat products

To one of the most profitable areas in the food production sector. Semi-finished meat products are very popular among consumers, so this profitable business.

To make dumplings at home, you will need to purchase special equipment. Before purchasing it, you will have to do it yourself. You will need to find a meat supplier and consumers who want to enjoy delicious dumplings.

If a businessman keeps livestock himself, then for business it is a huge plus : You don’t have to worry about how high-quality raw materials were used.

Home business #15. Seasonal sale before the New Year

If you want to make good money for the New Year, then it is not difficult to realize. The first business option includes the sale of New Year's costumes and clothes. As a rule, at this time matinees are held in kindergartens, and parents will like the idea of ​​​​buying their son or daughter a new thing.

Sweaters embroidered with New Year's patterns, - a wonderful holiday gift for relatives. If an entrepreneur puts on a Santa Claus costume, his products will be readily bought up.

The second option is to organize a seasonal sale - this is selling Christmas trees: many parents are convinced that without a Christmas tree the child will not feel the holiday. The best option would be to open several retail outlets in different areas of the city.

ATTENTION! To trade live Christmas trees, you need a permit to sell forest beauties.

Another interesting idea that can be adopted is this is the opening of a gift shop. Such a project allows you to make a good profit not only before the New Year, but also on other holidays.

Renting New Year's dresses- a wonderful business. Corporate parties are organized where ladies should shine. However, not everyone can afford to buy a new dress. If you rent a product, it will cost many times less.

And one more post-New Year's idea - destruction of Christmas trees. As you know, if you decorate a live spruce or Christmas tree at home, the pine aroma will create a truly festive atmosphere. In addition, inhaling it is good for health.

Usually the forest beauty stands in an apartment or house until the Old New Year is celebrated, and then you have to part with the tree. A resourceful entrepreneur can help parents remove their Christmas tree. And wood can be used to heat a stove in winter.

What business to open in a small town? Read more about business ideas in a village (small town, village)

5. What kind of business can you open with minimal investment in a small town - 6 business ideas for a small town 🏞 💸

Just because you live in a small town doesn't mean you can't do business there. You need to wisely choose a business for yourself that will allow you to earn good money.

The following business ideas for a small town can help you choose something to your liking.

1. Private kindergarten

The problem of finding a kindergarten for a young family often arises in small towns, where the choice preschool educational institution small. All you need to do is create favorable conditions for the child and offer parents an acceptable price tag. You can start with a small amount of starting capital.

Properly selected personnel will soon allow the business project to fully recoup. You may not even have to spend money on advertising. Satisfied parents will bring you their relatives and friends who also have small children.

ATTENTION! People who love children and know how to treat them should work in a private kindergarten.

2. Solution for home problems

Agency offering services eliminating everyday problems, is a win-win idea. The company helps the population cope with those tasks that need to be solved in a timely manner. Anyone who needs help with household chores will need your company.

Agency employees will perform a wide variety of functions: prepare dishes to order, wash and iron, assemble or disassemble furniture, change burnt out light bulbs, etc.

At the first stage, you need to register an individual entrepreneur, buy the necessary tools, and select personnel.

There is no need to rent a room. Advertising may be required. Tell everyone you know about your services to find your first clients.

3. Bakery

A small manufacturing enterprise that bakes fresh bread and baked goods is a profitable business. Fresh baked goods are always in great demand. It should be noted that this cannot be done without investment.

It will take about 1.5 million rubles A long-term project will be able to fully pay off only after a year. Here you need to be patient and not bet on immediate gains.

IMPORTANT! Consistently high-quality products will be sold out and attract new consumers.

4. An organization that repairs things or makes keys

This business does not require expert knowledge from its owner. Main– purchase modern high-precision equipment. So, you can set up a home workshop for yourself.

It is better for the owner to contact a repair service to fix the iron than to buy a new one. The same can be said about umbrellas and kitchen appliances.

5. Online store for the production of handmade goods

Creative people with skills in various types of needlework have a huge scope for activity. By choosing this type of business, you can earn a lot of money and do what you love.

In a small town there may be a problem : There will not be enough customers willing to buy finished products. However, today there is an optimal solution for this. Create an online store and accept orders from all over the world.

Exclusive items from the so-called Hand-made category are incredibly popular: after all, each of them is truly unique. Orders can be sent to other cities and countries by mail.

Creating a website takes little time. If you wish, you can quickly create the necessary Internet resource; knowledge in the field of programming and SEO in this area provides huge advantages.

A businessman can create an online store on his own, and if he himself manages to promote the resource in search engines and ensure a constant flow of visitors to the site, then we can safely say that the money invested in the project will soon be returned.

6. Opening of courses (foreign languages, dance, yoga, martial arts)

Parents want to see their child fully developed. They are ready to give it away vocals, choreography And karate simultaneously. When there is an opportunity to place your beloved child in a small group, why not take advantage of it?

If you know English well, you can take up tutoring . Use Skype in your work to conduct classes with your student.

Sign an agreement with a client and work without leaving home. Online you can teach people useful and practical things (online courses, languages, how-to guides, etc.) that will always be in demand.

TOP 5 manufacturing business ideas

6. What kind of business to start in the field of production - 5 business ideas for production 🏭

Entrepreneurial activities related to the organization of small production are considered both complex and promising. Anyone who wants to try their hand at the manufacturing business will be able to find their own niche.

1. Business idea: production of furniture

To implement this idea you will need special equipment:

• band saw – these machines cut wood and metal;
• drying - will be needed if you plan to produce wood products;
• woodworking - this includes milling machines and a machine for aging wood;
• glass processing – for sandblasting;
• metalworking – for cutting, polishing, drilling or welding;
• sewing - for sewing parts for furniture;
• additional tools - drills, screwdrivers, screwdrivers and others.

Where to start making furniture and what to pay attention to?

As for the organizational and legal level, registration of an LLC is required. In this case, the number of potential clients will include large institutions: government and legal entities.

You can specialize in manufacturing kitchen, corps, office And other furniture.

1. You need to offer your services to the public and furniture stores. Additional services should include assembly and installation.
2. In your city, analyze the furniture market, taking into account the shortcomings in the work of competitors. If you eliminate the shortcomings of someone else’s business, you can bring your own company to a leading position.
3. It is necessary to draw up a production plan. You need to rent or buy 2 premises: an office and a production workshop. The office should be located in a location convenient for potential clients. The workshop can be located anywhere. Often an office is combined with a store where products are sold and a workshop in one place.
4. It will be necessary to equip a workshop. There are many options here. Machines are selected depending on financial capabilities and the materials from which the furniture will be made. The necessary equipment includes milling machines, panel saws, lathes and jigsaws.
5. Recruiting staff is an important task for an entrepreneur. Should be hired.

IMPORTANT! Make the correct calculations, otherwise the enterprise may turn out to be unprofitable.

2. Production of building materials - polystyrene foam

Such small production with a rational approach cannot fail to generate consistently high income . Current business involves creating your own production line, establishing cooperation with construction companies to supply the product at a low price. The material is widely used to strengthen the facades of buildings.

To create a production line you need foaming area, aging bunkers, plot, where foam plastic is cut, additional equipment.

ATTENTION! The line capacity reaches up to 40 cubic meters. meters per shift.

3. Business idea - recycling used tires

Are you looking for a respectable business to invest your money in? Recycle tires to get crumb rubber or fuel oil. The first product is a special fraction that is used in road work, for covering various sites, and in construction.

Fuel oil is used for heating, in agriculture, housing and public utilities.

Equipment is purchased taking into account what the final product will be. You can rent a small room.

4. Business idea - production of souvenirs

Gifts for colleagues and business partners– this is a current niche. If you just hand people stationery, that’s exactly how they will be perceived.

At the same time, a notepad with the name of a company or a pen with the name of an organization engraved on it acquires a special value for its owners. These items remind of memorable events in a person’s life, so he often uses them for a long time.

On average, you need 5 thousand dollars to start, such investments pay off after a year, provided that the entrepreneur manages to find regular customers quickly. T-shirts, mugs, and file folders can be used as souvenirs.

To reduce the cost of renting premises, you can use your garage for production. We wrote in detail about, as well as what ideas for garage production are currently relevant in the last issue.

5. Business idea - mini-factory for hardware production

If a businessman needs, first of all, a constant workload of new orders, then the production of fasteners contributes to this in the best possible way.

These products are always required on a construction site. No repair will be complete without these products. You need to purchase equipment and consumables. Buyers can be looked for both among professional companies and among construction stores.

Products do not spoil for a long time if they are stored properly in a warehouse.

What business should a novice entrepreneur start, what business is relevant now - 5 trending business ideas

7. What business is relevant now - 5 examples of relevant business in 2019 💻 💡

Any aspiring businessman (entrepreneur) at the initial stage asks the question of what business is currently relevant in Russia. Let's look at some of them.

Example No. 1. Business on cryptocurrency

Why do you need a business plan? Most will probably answer - to get a loan from a bank. This statement is true, but only partly. First of all, the entrepreneur himself needs a plan in order to understand the size of the initial investment for starting, how long it will take to reach self-sufficiency and forecast revenue indicators, assess the level of profitability, payback period of investments and many other parameters.

Very often, a beginning businessman (and not only beginners) does all planning and calculations “by eye” on a napkin or in his head (and sometimes does not do it at all), forgetting about many costly items, which results in many mistakes and leads to bankruptcy.

Typical mistakes: when determining investments, the costs of financing activities before reaching self-sufficiency are not taken into account, the amount of inventory is incorrectly determined (the amount of goods and materials is set for one month, and based on the turnover period, reserves for 3 months are required), taxes and insurance contributions are not taken into account in the calculation of the wage fund , the need for personnel is incorrectly calculated and many others.

A correctly drawn up business plan with detailed calculations is the key to a successful start in any business activity, which will allow you to cut out unprofitable options at the forecasting stage and, as a result, protect yourself from losing your own investments or the funds of the investor (creditor).

Let's say you plan to install, the calculation shows that the full payback will be 5 years, it is obvious that this will not be the right investment, it is unlikely that the machine will work without breakdowns for such a period of time. (For reference: the optimal payback for this type of activity is 12-18 months.)

What’s better – buy a ready-made business plan or make it yourself? If we are talking about a small business, then you definitely need to do it yourself. This will allow you to dive deeper into the project, understand its essence, and sort out the economics of future activities for yourself. Well, if you want to organize a production that requires multi-billion dollar investments, then you cannot do without the help of specialists.

On the site you will find samples of ready-made business models with all the calculations, which you can use as the basis for drawing up a feasibility study for your specific project.

Algorithm of actions

1. Familiarization with the provided sample feasibility study.
2. Collection of statistical data for a specific region where business activities will be carried out.
3. Conducting marketing research: identifying the strengths and weaknesses of the project ().
4. Updating information on the economic part: searching for potential and raw materials, requesting commercial proposals, recalculating costs and determining the final price based on current market realities, as well as determining the level of profitability.
5. Conducting a stress test of the figures reflected in the calculation (what will be the payback if the revenue is N percent less than planned). Based on the data obtained, drawing up several options for the development of the event: conservative, realistic and optimal.
6. carrying out economic activities.
7. Choosing the most profitable one (studying legal schemes to reduce the tax burden).

Based on the analysis and generalization of the information received, you draw up your own economic justification for the project, with the help of which you can determine the feasibility of investing money.

Please note that you can download any business plan you like for free. If there is no download form somewhere, you can ask a question through a special form, and within a short time we will add this feature. Through this form, you can also clarify any point regarding the described model, and we will try to find a specialist to provide competent advice on the point that interests you.

Business plan: sample and purpose of the document + reasons for drafting + 5 stages of creation + features of writing for investors and for personal purposes + structure + 15 tips + 7 illustrative examples.

Any actions must be planned and displayed on paper. This is especially true for entrepreneurship. Without business planning, i.e. detailed optimization of resources and determination of further tasks, even an experienced entrepreneur will not be able to achieve his goals.

That's why it's so important to have on hand sample business plan and compose it correctly. This material will help you with this.

Why and who needs a business plan?

There are several definitions of a business plan on the Internet.

Here are the most common ones:

Those. A business plan is a document that describes in detail the ways of its implementation. Thanks to it, you can thoroughly justify your project, evaluate the effectiveness of decisions made from all sides, and understand the feasibility of financing a particular activity.

The business plan shows:

• business development prospects;
• volumes of the sales market, potential consumers;
• profitability of the project;
• upcoming costs for the production and sale of products, supplying them to the market, etc.

A business development plan is a tool that evaluates the final results of activities for a specific period of time. It can be used to attract investors and is necessary in creating a business concept and company strategy.

Drawing up a business plan is one of the important, responsible stages of planning. It is developed both for those enterprises that produce goods and for those whose specialization is the provision of services.

Before writing a business plan, specialists or the owner of the company determine the tasks and means for their implementation. The developed document can attract lenders to implement ideas. For this reason, it is impossible to exaggerate its importance.

Purpose of the business development plan:

• analysis of aspects of entrepreneurship;
• competent management of finances and operations;
• justification for the need to receive investments (bank loans, equity participation of companies in the project, budget allocations, etc.);
• taking into account the financial capabilities and threats (risks) of the enterprise;
• choosing the optimal direction of development.

Entrepreneurs write business plans for the following reasons:

Features of drawing up a plan for personal purposes and creditors

It is important to see the difference between a business plan, which is written for internal use, and a “front door” document, so to speak, to be transferred to creditors.

1. Create a plan for personal goals.

If you intend to use the sample business plan and write it for yourself, please note that it will be in the form of a practical guide to further actions.

In this case, the business development plan should answer the following questions:

1. What activities are you (will you be) involved in?
2. What product/service does your company offer to the market?
3. Who are the consumers, clients?
4. What goals should you achieve?
5. What means are needed to achieve the goals?
6. Who is responsible for completing certain tasks?
7. How long does it take to complete it?
8. What capital investments will be required?
9. What results should the actions lead to?

You need to understand that when drawing up a working document, you need to reflect the real state of things in order to know in which direction to move, what to do, what to strive for.

2. Document for investors.

When developing a business plan to present to creditors/investors, the methodology is different. The person or organization that will finance your enterprise should receive a document detailing the situation and main objectives.

You must convince investors that their money will be used rationally and indicate the benefits for them. A business plan must be drawn up logically, every action must be justified.

If you have doubts in any area, study it more carefully, because lenders will likely have “uncomfortable” questions regarding the program you outline. And the amount of initial investment to open/develop your own business will depend on how you answer them.

Confidence in delivery is also of particular importance. It’s good if you can display statistics in a business plan, citing the example of another company. This will increase your chances of receiving investment.

When writing a business plan, you should adhere to a business style and follow the structure.

Sample business plan: structure

Regardless of the purpose for which you draw up a plan, working with it takes place in 5 stages:

As a business creator, you will have no problem making up the first two points. But what should be the proper structure of a business plan?

Let's look at the main sections, what information they contain and how to compose them correctly.

No. 1. Title page.

It acts as a calling card for itself. It indicates: the name of your company, contact information, address information, phone numbers of the founders.

In addition, the title must contain the contents of the entire document (chapter - page number). When writing your title, be brief and present information concisely.

The total volume of the business plan is about 30-35 pages, including applications.

*Business plan (sample title page)

No. 2. Introductory part of a sample business development plan.

It takes up approximately 2 A4 sheets. The introduction describes the main aspects of your business, its essence, and what advantages it has.

It is necessary to write down why the product/service is attractive to buyers and what the expected profit is. If you intend to raise funds for your business, the introductory part indicates the amount of capital you need.

Typically, the introduction is devoted to the following points of the plan:

The introductory part is compiled last, because it describes the overall picture of the company's activities.
You can fully portray it only after studying all the nuances of the case.

You can study a sample of this and other parts of the plan at the end of this material - examples of this document for the main areas of business are collected there.

No. 3. The main part of a business plan.

The main section concerns the type of activity and all its key points, the cost of the project.

It consists of subsections:

• production;
• financial;
• marketing;
• organizational;
• calculating business efficiency;
• risks.

We will look at them separately.

At the end it follows final part. In it you need to summarize the work done and give a clear definition of the tasks.

Subsections of the main part of business plans

No. 1. Development of the production subsection of the business plan.

The main section of the document is the most capacious. Its subsections describe each aspect of your business.

For example, industrial shows what equipment will be used, what premises you have, how much money you will need to purchase and start a business.

This plan is also designed to help you calculate production capacity and determine the likely prospects for growth in production volumes.

In addition, it contains information on the full supply of raw materials, components, and covers issues about the need for labor, temporary and fixed costs of the business.

To ensure that the production subsection of the plan has a clear structure and contains all the necessary information, indicate:

• How streamlined is the production process, are there innovative solutions;
• methods of supplying resources, the degree of development of the transport system;
• a complete description of the technologies and why they were chosen;
• Do you need to buy/rent premises to run a business;
• composition of the required personnel and all data about them, labor costs;
• possible maximum volume of output;
• information about suppliers, subcontractors of the business;
• the cost of each product;
• estimate mentioning current expenses, etc.

No. 2. Development of the financial subsection of the plan.

Financial plan summarizes all the presented data with economic indicators for the business, i.e. in cost terms.

This includes business reports:

• Balance sheet plan (confirming the company’s ability to timely pay its monetary obligations).

About financial results, profits and losses.

It highlights the sources of profit, how losses occurred, provides an assessment of changes in business income/expenses that occurred during the reporting period, etc.

About the movement of money.

This report allows you to see operating results, long-term creditworthiness, and short-term liquidity.

The financial subsection of a business plan is also characterized by the presence of:

• schedules of future financial activities,
• descriptions of likely investments.

Carefully consider the possibility of investing, whether it will be profitable, and the target orientation of the investment. Write how you will return the funds raised into the business.

Try to ensure that the financial part of your business plan includes:

No. 3. Development of the marketing subsection of a business plan.

The marketing subsection concerns the analysis of the market for the products manufactured by your company. You must indicate in the plan the size, dynamics and trends of the market, its segments, and conditions.

In addition, the subsection informs about who the consumers of the business’s products are and what product promotion strategy will be used.

Here, consumption volumes are calculated, the estimated share occupied in the market, the levers used to influence demand (advertising campaign, pricing, product improvement, etc.), and business competitiveness are described.

It is necessary to evaluate your product from the consumer’s perspective, why it is attractive, what its consumer value is, whether it is safe to use, and its service life.

When drawing up a marketing plan, rely on the following points:

To draw up a marketing plan, information is taken from the external environment, relevant research and surveys are conducted, and professional marketers are hired to study the market situation.

No. 4. Development of an organizational subsection of the plan.

In terms of doing business, organizational issues are considered no less important. Therefore, in this subsection you are required to describe all the steps that will be taken to implement the project.

For example, as shown in the example in the picture:

It is better to present the information in the plan in tabular form so that the sequence of your actions is clearly visible. It would not hurt to mention the regulatory and legislative acts that regulate the selected industry.

In organizational terms, it is worth describing the management side, the responsibilities of all employees, the system of subordination and incentives (remuneration), and describing the internal regime of the company.

Remember that you need to follow the structure as in the example:

No. 5. How to calculate the effectiveness and probable risks?

In the penultimate sections, you need to give an objective assessment of the company’s performance, show the expected prospects based on the estimate, balance sheet, profitability threshold, and planned sales volume.

The business plan developer must write the payback period, NPV (net present value).

The best option would be to arrange this in a table, as in the example below:

Business risks should also be taken into account. Be sure to indicate in the plan what measures you will take to minimize them if they arise, and what self-insurance program you will resort to.

Experienced business plan authors pay special attention to risks, and consider the likelihood of the worst outcome. Making notes on how to resolve perceived difficulties will make your future work easier. If losses and financial losses occur, you will already know how to compensate for them.

When this section of the business plan causes difficulties, turn to experts for help.

A SWOT analysis of a business is often used for this purpose:

This is a method of identifying external/internal factors that influence business development.

Thanks to it you will be able to appreciate:

• your weaknesses (for example, the need to rent a building, lack of brand recognition),
• advantages (low price, high service, professional staff),
• indicate opportunities (these may include the availability of funds for introducing innovations, the use of modern equipment, coverage of a larger market segment, etc.).

And, ultimately, threats that you cannot cancel occur are considered, for example:

• economic crisis,
• deterioration of the demographic situation,
• increase in customs duties,
• growing political tension,
• tough competition, etc.

If you provide a clear and justified algorithm for solving risks in the document, this is guaranteed to attract partners and creditors for your business.

15 tips for beginners to competently draw up a business plan

very painstaking and complex. In the process of compiling it, many questions will arise. For this reason, most beginners make mistakes.

To avoid them and make your business plan worthwhile, follow these recommendations:

Before you start writing, it is better to look at more than one example of a business plan.

It’s easy to find illustrative examples on the Internet, and perhaps they will even relate to your line of business.

There is no need to “pour water”, thinking that the document is supposed to be voluminous.

A business plan should contain only important, realistic information that is interesting to investors and useful to you in running your business (as in the samples below).

1. Errors, corrections, and typos are strictly prohibited.
2. The business plan should reflect the possibility of your enterprise reaching a higher level and the strengths of the management team.
3. When developing a business plan, one cannot underestimate competition and possible difficulties.
4. If the information you want to display is sensitive, you should skip it.

Do not complete the document hastily.

Such a plan will not have the desired effect on creditors. If you are composing it for yourself, all the same, it should not look like a draft version.

Use more tables, graphs (as in the samples below).

Providing statistics in this way makes the material more visual.

Market analysis is often inaccurate.

Therefore, approach the marketing section responsibly and collect all the necessary data.

Be sure to include competitive and distinctive characteristics in your business plan.

Throw out too abstruse expressions from your business plan, as well as those that are understood ambiguously and demonstrate your insolvency.

For example, “a product that has no analogues”, “at the stage of consideration”, “ease of sale”, etc.

Take into account absolutely all business expenses.

Lenders consider this column particularly important. Therefore, they may have a lot of questions for you on such items as staff salaries, taxes, purchase of raw materials, etc.

Don't ignore risk considerations.

As mentioned, this will protect you from problems encountered on the way to achieving your goals, and will also allow investors to see you as a serious, responsible entrepreneur.

5. In your business plan, focus not on the first profit or big earnings, but on a stable cash flow.

Don't forget to include time limits.

Any task has a deadline (a quarter, a year, several years).

If you are not sure that you can complete a business plan on your own, even using the samples below, do not waste money on a specialist.

He understands this issue more than you, so he will draw up the document accurately, without technical, methodological and conceptual mistakes that you may make without proper experience.

A detailed outline of a high-quality business plan with explanations

you will find in this video:

Ready-made business plans (samples) for different areas of activity

The pharmaceutical business does not lose its relevance, because the need for medicines does not disappear. Moreover, most of the family budget, as a rule, goes to medicines.

Because of this, opening a pharmacy is a very profitable business.

Therefore, it makes sense to take a closer look at the example of drawing up such a business plan in this sample:.

If you want to enter a different field, consider opening a cafe.

There are quite a lot of similar establishments and the competition is great. However, the demand for them is growing. If you take into account all the aspects of the arrangement and offer healthy food, you will definitely be successful.

To draw up a document correctly, check out the sample cafe business plan!

The male half of the population may be interested in the idea of ​​organizing a car service center.

The owner of a service station will not be left without income if the repair and maintenance of vehicles is outlined in detail with all the ensuing factors in the business plan.

Women will find it more pleasant to open a beauty salon.

We assure you that, regardless of the number of existing establishments providing cosmetic services, your “enterprise” in the beauty industry will be in demand. This is due to the fact that every client wants the salon to be nearby and not have to travel to another block.

Representatives of the fair half of humanity can delve into trading activities and create a flower shop. The main advantage of the idea is the small start-up capital.

This small business also requires planning. And although flower shops are not exactly popular in Russia, who knows, maybe you will change that.

To do this, you need to draw up a well-thought-out business plan (a sample of which you can study at this link).

Hotel business is a much more complex option, which involves taking into account many factors, especially marketing ones.

If you don’t know what size room you need or what investments are required, get the information you need in a standard sample:
business plan for a hotel.

The process of implementing a farming project is no less labor-intensive. But in this case, you will have the opportunity to receive financial support and benefits from the state.

A good sample plan that can attract public investors, clearly demonstrates the goals, .

The implementation of any idea begins with drawing up a business plan. Without it, it is impossible to determine the necessary tasks and understand the feasibility of investments and costs. Many businessmen needlessly ignore this fact and do not use this useful tool.

If you have no experience in writing, any sample business plan given here will help you understand all the drafting standards, thanks to which you can easily set yourself a guideline for further actions.

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